M-KOPA X20, a phone designed by HMD for M-KOPA, the pan-African fintech firm based in Kenya, is the successor of the M-KOPA X2 smartphone already available in the African market.
Available in Glacier Green and Black Ocean, M-KOPA X20 is available on the M-KOPA asset financing program in Kenya, Uganda, Tanzania, Nigeria, South Africa and across several markets in Africa. The affordable smartphone is part of M-KOPA’ plan to allow as many people as possible to own smartphones across the country as the economy goes digital.
M-KOPA users pay for the smartphones daily to build a credit score that allows them to access additional assets at lower prices. Customers who fail to pay for the phone can return the phone within 30 days and get a full deposit refund, or within 30 – 90 days for a 50% deposit refund. If it exceeds the 90 days, the phone can still be returned without a penalty and no further financial obligation.
Camera & Imaging
Front camera
A 50MP front camera
Rear/Selfie camera
A 50MP selfie camera Rear flash LED
Mode
Super Night + Tripod Mode, FlashShot, AI HDR, Skin tone optimization
Selfie
Selfie Gestures, Night Selfie+ AI Super portrait, Selfie slo-mo.
Size & weight
Dimension (HxWxD)
Height: 163.19mm x Width: 75.02mm x Depth: 8.55mm
Weight
Weight: 196g
Connectivity
Bluetooth version
5.0
NFC
Yes
Headphone jack
3.5mm
Location
GPS/AGPS/Galileo
USB type
USB Type-C (USB 2.0) OTG
WiFi
802.11 a/b/g/n/ac
Display
Screen size
6.56 inches
Resolution
1612 * 720
Brightness
Boost 600 nits
Max Refresh rate
90Hz
Display
HD+ HID 90Hz 480nits (typical)
Colour
NTSC 70%(typ) min 65%(min)
Battery Life
Capacity
5000 mAh1
Replaceable Battery
Battery life
Up to 59 hours
Charging
20 Watts Fast charging.800 full charging cycles
Wattage
20 Watts
Memory & storage Life
Ram
6GB
Internal storage
256GB2
MicroSD card support up to
256GB
Platform
CPU
Unisoc T606
Operating System
OS
Android Enterprise Recommended
Operating System
AndroidTM 14
OS upgrades
2 OS upgrades3
Audio
Audio
OZO Audio
Microphones
1
Speakers
1
Networks
Max network speed
4G
Network brands (GSM)
850, 900, 1800, 1900
Network brands (LTE)
1, 3, 5, 7, 8, 20, 28, 38, 40
Network brands (WCDMA)
1, 5, 8
Networks
4G, 3G, 2G
Sim size
Nano Sim
Security
Sensor
Side fingerprint sensor
Fingerprint sensor
Side Power Key
Security updates
Three years of quarterly security updates
Face Unlock
Yes
Buttons
Power button
Yes
Volume up/down
Yes
Materials
Water Resistant (IPX grading)
IP52
Sensors
Accelerometer (G-sensor)
Yes
Ambient light sensor
Yes
e-Compass
Yes
Proximity sensor
Yes
Fingerprint Sensor
Yes
M-KOPA X20 Sealed Box
Quick Start + User Guide
Yes
Sim Pin
Yes
Safety Booklet
Yes
USB Type-C Cable
Yes
Screen Protector
Yes
Free Phone Cover
Yes
1 Battery has limited recharge cycles and battery capacity reduces over time. Eventually the battery may need to be replaced.
2 Pre-installed system software and apps use a significant part of memory space.
3 From the global launch date of the device
